# Payments

> Setting up Alipay and WeChat Pay, where cards still work, when to carry cash, and what to do when a payment fails.

14 guides

- [Amap (Gaode Maps) Login Issues for Foreign Visitors: Solving the Most Common Problems](https://12001.net/guides/amap-login-issues-foreign-visitors/) — Amap is the most reliable navigation app in Beijing, but foreign phone numbers and payment cards can trip up login. Here's how to fix the common issues and when to just skip login entirely.  
  - Markdown: https://12001.net/guides/amap-login-issues-foreign-visitors.md
- [Long-Term Stay in Beijing: SIM Card, Bank Card, and Setting Up WeChat Pay & Alipay](https://12001.net/guides/beijing-long-stay-sim-bank-wechat-alipay/) — A practical setup guide for staying in Beijing for weeks or months: getting a local SIM, opening a bank account, and linking everything to WeChat Pay and Alipay so you can live like a local.  
  - Markdown: https://12001.net/guides/beijing-long-stay-sim-bank-wechat-alipay.md
- [Setting Up Payments and Accounts for Elderly Family Members in Beijing](https://12001.net/guides/beijing-payments-elderly-family-setup/) — A practical guide to helping older relatives use mobile payments, cash, and transit accounts in Beijing — with realistic options for travelers and long-stay families.  
  - Markdown: https://12001.net/guides/beijing-payments-elderly-family-setup.md
- [Tax Refunds and Duty-Free in China: What's Real and What's a Trap](https://12001.net/guides/china-tax-refund-duty-free-guide/) — China's departures tax refund can put real money back in your pocket, but duty-free deals and 'tax-free' shop signage often don't mean what you'd expect. Here's how the system actually works.  
  - Markdown: https://12001.net/guides/china-tax-refund-duty-free-guide.md
- [Tax Refund for Tourists in China: How the Departure Refund Works](https://12001.net/guides/china-tax-refund/) — How foreign visitors claim a VAT refund on shopping in China — the minimum spend, refund rate, step-by-step process and the new instant-refund pilot.  
  - Markdown: https://12001.net/guides/china-tax-refund.md
- [Why Chinese Airline Apps Reject Foreign Accounts and Cards (and How to Work Around It)](https://12001.net/guides/chinese-airline-apps-foreign-cards-workarounds/) — Booking domestic Chinese flights as a foreigner can be surprisingly frustrating. Here's why airline apps fail on foreign passports and cards, and the reliable workarounds.  
  - Markdown: https://12001.net/guides/chinese-airline-apps-foreign-cards-workarounds.md
- [Card Declined in Beijing: Why It Happens and Your Cash Backup Plan](https://12001.net/guides/foreign-card-declined-beijing-cash-plan/) — The six reasons a Visa or Mastercard gets refused in Beijing, which bank ATMs actually pay out to foreign cards, how much cash to carry, and the order to try things when the screen says no.  
  - Markdown: https://12001.net/guides/foreign-card-declined-beijing-cash-plan.md
- [Money in China: Cash, Cards, ATMs and What to Expect](https://12001.net/guides/money-in-china/) — How money works for visitors — ATMs that take foreign cards, currency exchange, card acceptance, and why you still want some cash.  
  - Markdown: https://12001.net/guides/money-in-china.md
- [Is the 'Nihao China' App and Its Coupons Worth Using?](https://12001.net/guides/nihao-china-app-coupons-guide/) — A practical, honest look at China's official 'Nihao China' app: what it does, whether its discount coupons actually save you money, and how it compares to Alipay and WeChat Pay for first-time visitors.  
  - Markdown: https://12001.net/guides/nihao-china-app-coupons-guide.md
- [Opening a Chinese Bank Account Without a Mainland Phone Number: Which Banks Allow It](https://12001.net/guides/opening-chinese-bank-account-without-mainland-phone-number/) — Yes, some banks in Beijing will let you open an account without a Chinese SIM — but policies vary wildly by branch. Here's how to find them, what to bring, and realistic alternatives.  
  - Markdown: https://12001.net/guides/opening-chinese-bank-account-without-mainland-phone-number.md
- [Paying in China as a Foreigner: Alipay, WeChat Pay and Your International Card](https://12001.net/guides/paying-in-china/) — How to set up Alipay and WeChat Pay with a foreign Visa or Mastercard, what fees and limits to expect, and why you should still carry cash.  
  - Markdown: https://12001.net/guides/paying-in-china.md
- [Rail Discounts and Senior Tickets in China Without a Chinese Bank Card](https://12001.net/guides/rail-discounts-senior-tickets-no-chinese-bank-card/) — Who actually qualifies for discounted or senior rail fares in China, and how to buy tickets as a foreigner using only a passport and an international card.  
  - Markdown: https://12001.net/guides/rail-discounts-senior-tickets-no-chinese-bank-card.md
- [Installing and Verifying WeChat Desktop Before You Land in Beijing](https://12001.net/guides/wechat-desktop-setup-verification/) — WeChat is China's all-in-one app for messaging, payments, and QR codes. Here's how to install, verify, and test the desktop version before your trip so nothing breaks on arrival.  
  - Markdown: https://12001.net/guides/wechat-desktop-setup-verification.md
- [Setting Up WeChat in Beijing: Registration, QR Scans, and Foreign-Number Fixes](https://12001.net/guides/wechat-setup-beijing-guide/) — WeChat is essential for daily life in Beijing, from payments to restaurant bookings. Here's how to register with a foreign number and fix the most common activation failures.  
  - Markdown: https://12001.net/guides/wechat-setup-beijing-guide.md

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Source: https://12001.net/guides/topics/payments/  
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